# Married Filing Separately Roth IRA question

**URL:** <https://discussion.mainstreetbusinesspodcast.com/t/married-filing-separately-roth-ira-question/345>\
**Category:** General Q & A\
**Created:** [August 22, 2023, 5:02pm UTC](https://discussion.mainstreetbusinesspodcast.com/t/married-filing-separately-roth-ira-question/345 "2023-08-22T17:02:28Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![Almostready21](https://avatars.discourse-cdn.com/v4/letter/a/eb8c5e/32.png) [@Almostready21](https://discussion.mainstreetbusinesspodcast.com/u/Almostready21)\
**Post date:** [August 22, 2023, 5:02pm UTC](https://discussion.mainstreetbusinesspodcast.com/t/married-filing-separately-roth-ira-question/345/1 "2023-08-22T17:02:28Z")

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I recently discovered that I am not able to contribute to my Roth IRA if I file married filing separately and living with my spouse. Now what?

How do I correct this at this time as I have been contributing to my Roth and filing this way since 2021. Can I simply amend my 2021 and 2022 tax returns to married filing jointly with no penalty? I want to make sure I am doing what is right and correcting this going forward. Thank you for your help! I have recently discovered your podcast and can’t get enough and tell everyone I know to tune in!