Where to Start?

Hey Mark/Matt,

I’m 33, live in California, have no major assets (just a car and some stock), and have a W-2 job. I don’t have a side-hussle (yet) but am really interested in “investing in myself” to better my future. I’ve listen to the podcast many times and albeit helpful and very interesting, I don’t often know where to start. My goals by the end of 2023 (hopefully sooner) is to have the following:

  • Setup a Trust (The Legendary Trifecta!)
    • Setup Will if that can be done at the same time.
  • Setup a Self-Directed IRA
    • Move existing 401K accounts (current and past work 401K’s) to Self-Directed IRA (if possible?)
    • Start investing into SD-IRA
  • Move assets (car, stocks in brokerage account, etc.) under Trust
  • Possible Current Tax Saving Investments?
    • Currently in Tax bracket that I am starting to find myself owing Taxes even as claiming Single 0. I don’t have enough write-offs.

My question is where do I start and how do I go about it?

Also, as I start to build up the side-hussle (when it happens), I would like to know if I should think incorporating that within the Trifecta or just start the side-hussle and worry about it later?

Any help or info would greatly be appreciated!!

P.S. - Love the podcast and the relaxed atmosphere you guys have on the show. You make Financial Tax Laws and Issues seem less scary.

Thanks!

Ben

We covered this on today’s Open Forum Show today! The show will be released/uploaded to iTunes tomorrow on November 11th. Thanks so much for listening and participating!! Mark and Mat